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The Payment Card Industry Data Security Standards (PCI DSS) are a set of 12 requirements developed jointly by Visa, MasterCard, JCB International, Discover and American Express to prevent consumer data theft and reduce online fraud. The PCI DSS represents a multifaceted standard that includes requirements for security management, policies, procedures, network architecture, software design and other critical protective measures.
Compliance and validation of compliance with some or all of the 12 requirements is mandatory for any organization that stores, transmits or processes credit card transactions.